Temporary Disability Insurance
Temporary Total Disability insurance policies provide a monthly or weekly beneﬁt as a result of an accidental bodily injury or sickness.
Short-Term Disability (STD) policies have a waiting period of 0-14 days with a maximum benefit period of no longer than two years.
Monthly benefits can commence following the elimination period and can pay out for as long as the total disability continues, but no longer than the benefit period. In the event of multiple separate claims, each claim will have a full benefit period eligibility.